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Mobile Deposit

No Time for a Visit? Deposit from Your Phone!

Easy and convenient

Access within Mobile Banking

Download the app

Tap. Snap. Deposit.

Our Mobile Deposit service allows you to deposit your checks directly into your account when you don’t have time to visit a Service Center. All it takes is a few quick taps on your smartphone or tablet to deposit checks at home or on the go.

Open the HHCU Mobile app and choose the Mobile Deposit option from the menu.
Endorse with your signature and the words For HHCU Mobile Deposit Only
Choose the account where you’d like to make your deposit and enter the amount of check.
Follow on-screen instructions to take a photo of front and back of check

Questions

View FAQs

Convenience that saves you time

Deposit within seconds from Mobile Banking
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What should I do with the paper check after I've submitted it through Mobile Deposit?
Once you have successfully deposited the check, you should kep the check in a safe place for 30 days. After 30 days, and after you have confirmed the deposited funds have been applied to your account, mark the check "VOID" and destroy it.
Why am I unable to deposit my check?
First, ensure both your signature and the endorsement statement "For HHCU Mobile Deposit Only" are visible within the photo. Check for photo clarity, including routing and account numbers. Also, make sure the amount entered matches the amount on the check.
When will deposits be available?
Deposits may take up to one business day to appear in your account. Deposits received by 3 pm EST on business days (M-F, excluding holidays) will be credited to your account during nightly processing the same business day. Deposits received after 3 pm EST will be credited the next business day during nightly processing.
Is Mobile Deposit secure?
Check deposits made through the HHCU Mobile App are protected according to the highest financial industry standards. Security features include password protection, internet firewalls and 128-bit encryption. In addition, check images and other private information are not stored within the Mobile App or on your device.
How will I know when the check has been accepted?
You will receive an email notification when your deposit has been accepted.
What types of checks are ineligible for Mobile Deposit?
1. Traveler’s checks.
2. Checks payable to any person or entity other than you (i.e., payable to another party and then endorsed to you).
3. Checks payable to you and another party who is not a joint owner on the account.
4. Checks that contain evidence of alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn.
5. Checks that you know or suspect, or should know or suspect, represent orders to pay money that are subject to defenses by the drawer of the check or other third party.
6. Checks previously converted to a substitute check, as defined in Regulation CC.
7. Checks drawn on a financial institution located outside the United States.
8. Checks not payable in United States currency.
9. Checks dated more than 6 months prior to the date of deposit.
10. Checks that have previously been submitted through this service or through a remote deposit capture service offered at any other financial institution.
11. Checks or items that are drawn or otherwise issued by the U.S. Treasury Department.
How much can I deposit?
The maximum deposit amount allowed is $3,000 per check, $3,000 per day, and $30,000 per month.
Who can use Mobile Deposit?
To use Mobile Deposit, you must have an active Hoosier Hills Credit Union account in good standing, be enrolled in Online Banking, and have an Apple or Android device capable of downloading the HHCU mobile app.
What devices work with Mobile Deposit?
Any Apple or Android mobile device can download the Hoosier Hills Credit Union mobile app, which includes Mobile Deposit.
What is Mobile Deposit?
Mobile Deposit, also called "remote deposit," is a way to use a mobile device to electronically deposit checks into your account.