Your Funds are Secure
Because you are a member of a federally insured credit union, your single-ownership accounts are protected up to $250,000 by the National Credit Union Administration (NCUA).
And because you are a member of Hoosier Hills Credit Union, you are entitled to an additional $250,000 coverage above and beyond the standard NCUA coverage.* This is called Excess Share Insurance (ESI) and is provided for your personal accounts by Hoosier Hills at no additional cost to you.
- Your funds are insured up to $250,000 through NCUA
- Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI
- Both included in your membership at no cost to you!
Extra protection for more peace of mind
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*All deposit accounts at Hoosier Hills Credit Union are eligible for ESI coverage except for Business Accounts, Non-Profit Organization Accounts and Public Fund Accounts. These accounts still qualify for NCUA coverage.