Money Market Accounts
An Account that Gives You Earnings and Access
If you are looking for a way to earn more on your savings, while still having access to your funds, a Money Market Account (MMA) may be a great solution. There is no minimum balance to open an MMA at Hoosier Hills Credit Union. Dividends are earned with a balance of $2,500 or higher. You can withdraw funds at any time. A $2.00 service fee applies if your average daily balance is less than $1,000.
High Yield Money Market Account
A High Yield Money Market Account is designed for Members who want to grow larger balances while maintaining safe, convenient access to their funds.
| Balance | Dividend Rate | APY |
|---|---|---|
| $250,000 - Above | 2.15 | 2.17% |
| $100,000 - $249,999 | 1.80 | 1.81% |
| $50,000 - $99,999 | 1.50 | 1.51% |
| $25,000 - $49,999 | 1.05 | 1.06% |
| $10,000 - $24,999 | 0.85 | 0.85% |
| $2,500 - $9,999 | 0.65 | 0.65% |
| $0 - $2,499 | 0 | 0.00% |
* Rates may change after the account is opened. * Fees may reduce earnings on the account. * No minimum balance is due to open an account. * $2,500 minimum balance required to earn dividend * A $2.00 monthly service fee applies if month end balance falls below $1000. *Dividends are calculated monthly and paid monthly. Rates effective as of 5/16/2026 | ||
| Term | Dividend Rate | APY* |
|---|---|---|
| $3,000,000 - Above | 3.98 | 4.05 |
| $1,000,000 - $2,999,999 | 3.78 | 3.85 |
| $500,000 - $999,999 | 3.49 | 3.55 |
| $250,000 - $499,999 | 3.11 | 3.15 |
| $5,000 - $249,999 | 0.05 | 0.05 |
*APY = Annual Percentage Yield. Rates are effective as of 5/16/2026. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Qualification standards may apply. *Dividends are calculated monthly and paid monthly. Rates effective as of 5/16/2026 | ||
