Privacy Notice
Hoosier Hills Credit Union is committed to providing you with financial products and services to meet your financial goals. We recognize you expect the highest level of confidentiality and privacy regarding your financial and personal information.
We are committed to maintaining that level and are required by federal law to give you this privacy notice. It describes our policies and practices that protect your privacy and enable us to share information to make available competitive financial products and services. If you have any questions after reading it, please contact us at 812.279.6644 or 1.800.865.2612.
PRIVACY POLICY[Revised 08/2020]
WHAT DOES HOOSIER HILLS CREDIT UNION AND ITS AFFILIATE DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?
The types of personal information We collect and share depend on the product or service You have with Us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When You are no longer Our customer, We continue to share Your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Hoosier Hills Credit Union chooses to share, and whether You can limit this sharing.
| Reasons We can share Your personal information | Does the Credit Union share? | Can You limit this sharing? |
|---|---|---|
| For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For Our marketing purposes - to offer Our products and services to You | YES | NO |
| For joint marketing with other financial companies | YES | NO |
| For Our affiliates' everyday business purposes - information about Your transactions and experiences | YES | NO |
| For Our affiliates' everyday business purposes - information about Your creditworthiness | NO | WE DON'T SHARE |
| For Our affiliates to market to You | NO | WE DON'T SHARE |
| For non-affiliates to market to You | NO | WE DON'T SHARE |
Who We Are
Who is providing this notice?
Hoosier Hills Credit Union, and Hoosier Hills Insurance Agency, LLC.
What We do
How does Hoosier Hills Credit Union protect my personal information?
To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Hoosier Hills Credit Union collect my personal information?
We collect Your personal information, for example, when You
- open an account or deposit money
- use Your credit or debit card or apply for a loan
- pay Your bills or apply for a loan
We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives You the right to limit only
- sharing for affiliates' everyday business purposes - information about Your creditworthiness
- affiliates from using Your information to market to You
- sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial companies with a Hoosier Hills name, such as Hoosier Hills Insurance Agency, LLC.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Hoosier Hills Credit Union does not share with non-affiliates so they can market to You.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to You.
- Our joint marketing partners include securities broker dealers, insurance companies, trust companies, and accidental death & disability providers.
Copyright Oak Tree Business Systems, Inc., 2016-2020. All Rights Reserved.
OTBS T44 HOOS (8/20)