Welcome to the Financial Wellness Center!
Whether you prefer to work at your own pace, or to get help from our experienced team, we are ready to support you in making the most of your financial opportunities. Below, you can find resources for the whole family, including calculators, virtual financial coaches, and simulation courses for children and adults.
Have more questions? Let us know. We’d be glad to help!
Become a Member
Open an Account Online Find a Service Center
Financial Education Featured Topics
Explore the trending topics our Members find most useful in their financial journey.
Get Out of Debt Coach
Managing debt is the best way to find financial freedom. Our virtual Coach sessions allow you to learn useful strategies that you can put to work immediately.
Savings Calculator
See how much your savings will grow in a savings account with interest.
HHCU Products to Support Your Financial Wellness
Financial wellness can look different for every Member. Explore HHCU options that may support credit-building goals, borrowing against eligible savings or managing higher-rate credit card balances. Our team can help you understand which path may fit your goals.
Build Payment History
Credit Builder Loan
Make scheduled payments on a $1,000, 12-month loan while the proceeds are held in an HHCU savings account. On-time payments may help establish positive payment history; HHCU cannot guarantee a specific credit-score increase.
Explore Credit Builder LoanExplore a Secured Card
Share Secured Visa Credit Card
Learn about HHCU’s Share Secured Visa Credit Card and whether a secured-card option may fit your credit-building goals.
Review Visa Credit Card OptionsBorrow Using Eligible Funds
Secured Loan
Use eligible HHCU share or certificate funds as collateral for a small loan while those funds remain on deposit. This option may fit Members who want to establish credit.
Explore Secured LoansManage Credit Card Debt
Balance Transfer
Explore moving eligible higher-rate credit card balances to an HHCU Visa Credit Card. Depending on your approved rate and balance, a transfer may help reduce interest costs or monthly payments.
Explore Balance TransferLoans and credit cards are subject to approval, HHCU guidelines and applicable membership or qualification requirements. Rates and terms may change. Results vary; HHCU does not guarantee a specific credit-score increase, lower payment or savings outcome.
Simulation Courses
Make decisions in a simulation-like environment to learn financial literacy while having some fun! Simulations are grouped according to your stage in life.
A young girl sets out to learn about money by starting a lemonade stand, opening her first savings account and saving for a new bike.
Follow the life of a recently graduated high school student, holding a job, working long hours and making do with what life sends.
Tackle adult financial dilemmas, such as maintaining good credit, buying insurance, understanding taxes and qualifying for a mortgage.
Coaches
Our virtual coaches tailor your learning to your situation with questions that help drive the conversation. We’re always here to help, but if you’d rather take the first step with a virtual coach, this is the right place for you!
Collections
Collections are your first stop in exploring topics relevant to you. Learn more about managing debt, building credit, avoiding fraud and planning for retirement with our collections of articles, calculators and topics that matter to you.
Articles
From reducing your food bill to understanding certificates, you can learn more from our library of dozens of articles.
These quick reads are the perfect place to build your knowledge and improving your financial wellness.
Calculators
How much rent or mortgage am I ready to take on? Am I on track for retirement? How quickly can I pay down debt?
Don’t wonder. Run the numbers and start your plan with calculators designed to help you at whatever stage you are in on your financial journey.