Borrow using your own funds as collateral.
HHCU offers share-secured and certificate-secured loans that use the member’s own funds as collateral. Explore the two available loan types, then contact HHCU to review current product details.
Understanding These Options
Begin with the confirmed product options, review current details with HHCU and then continue through the application path that matches your membership status.
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Understand the Two Options
A share-secured loan or certificate-secured loan uses the Member’s savings or certificate funds as collateral.
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Confirm Current Details
Contact HHCU to review current rates, terms, eligible collateral and other product requirements.
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Choose Your Application Path
After reviewing the product with an HHCU Team Member, select the New Member or Existing Member option below to continue.
Contact HHCU to discuss current rates, terms, eligible collateral and other product requirements before starting an application.
Apply Online
Choose the right application path
Choose an application to apply with a new membership or under your existing membership.
Already an HHCU Member? You may still need to choose New Membership.
Select New Membership if you’re:
- A joint owner on an account and want to open your own individual account.
- An individual account owner and want to open a joint account.
Apply with a new membership
Use this application to apply for a Secured Loan and become an HHCU Member, or to establish a separate membership.
Apply with a New MembershipApply under your existing membership
Use this application to apply for a Secured Loan under your existing HHCU membership.
Apply under Existing MembershipTalk With HHCU About a Secured Loan
HHCU can help you review the share-secured and certificate-secured options and discuss current product requirements.
Important Information
A share-secured or certificate-secured loan uses the member’s own funds as collateral. Contact HHCU to review current rates, terms, eligible collateral and other requirements.