Simplify how you manage credit card debt
Bring eligible credit card balances together with an HHCU Credit Card Balance Transfer. Many promotional credit card offers can become more costly after introductory periods end. Moving eligible balances to an HHCU Visa Credit Card may help you organize payments and manage interest costs with one card.
With a Hoosier Hills Credit Union Visa® Credit Card, you can enjoy rates as low as 9.9% APR*, PLUS no balance transfer fees, no annual fees and no cash advance fee. Have your rate and no fees, too! We make it easy to stop overpaying, month after month.
Apply Online
Choose the right application path
Select the option that matches your current HHCU membership status to begin your secure HHCU Visa Credit Card application.
Not yet an HHCU Member?
Apply and become a Member
Use this application if you are applying for an HHCU Visa Credit Card and joining HHCU for the first time.
Apply as a New MemberAlready an HHCU Member? Please choose the Existing Member application to the right.below.
Already an HHCU Member?
Apply as an existing Member
Use this application if you are already an HHCU Member and want to apply for an HHCU Visa Credit Card.
Apply as an Existing MemberNot yet an HHCU Member? Please choose the New Member application to the left.above.
Already have an HHCU Visa Credit Card and interested in transferring your balance?
Complete the form that pops up when you select the “Transfer Now!” button below, and someone from our Contact Center will connect with you within 48 hours to walk you through the next steps.
As a credit union, we exist to help our Members make the most of their financial opportunity. Helping you avoid overpaying for fees and interest is just one of the many ways HHCU is better for you!
It’s easy to apply for a new card or transfer balances. Why not get started today?
- Rates as low as 9.9% APR*
- No balance transfer fee
- No annual fee
- No cash advance fee
| Card Type | Purchases APR | Balance Transfers APR | Cash Advance APR |
|---|---|---|---|
| Visa Platinum | 9.90% | 9.90% | 9.90% |
| Visa Gold | 14.90% | 14.90% | 14.90% |
| Visa Classic | 17.90% | 17.90% | 17.90% |
| Share Secured Visa | 17.90% | 17.90% | 17.90% |
*Rates updated as of 9/12/2026. Rates apply to purchases, balance transfers and cash advances. All loans are subject to credit approval. Card rates are based on creditworthiness and are subject to change. **A foreign transaction fee may be imposed on transactions processed outside of the United States. | |||
Balance Transfer FAQs
