A personal lending path for every season of life
Whether you are planning ahead, handling an unexpected expense, working toward stronger credit or navigating a change in income, HHCU offers personal lending options and local guidance to help you take the next step.
Not sure where to begin? Start with the quick guide or connect with HHCU.
Compare personal lending options from HHCU
Each loan option supports a different kind of need. Start by reviewing the summaries below, then explore the details and either apply online or connect with our team for help choosing your next step.
Flexible funds
Signature Loan
A lump-sum personal loan for a planned purchase, an unexpected expense or another one-time need.
- A fixed loan structure
- Funds for a one-time need
Borrow using eligible funds
Secured Loan
Borrow using eligible HHCU savings or certificate funds as collateral while those funds remain on deposit.
- Share- or certificate-secured options
- Guidance from the HHCU team
Build credit and savings
Credit Builder Loan
A structured loan with scheduled payments that may help establish positive payment history while the proceeds are held in an HHCU savings account.
- Predictable 12-month term
- Held funds available after payoff
Support through a work disruption
Good Neighbor Loan
An option for eligible HHCU Members who have been affected by a qualifying layoff or strike.
- Designed around a qualifying work disruption
- Contact-led support and next steps