Consumer Loan Rates
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Consumer Loan Rates
Auto/Truck
Term 2018 & Newer* 2017* 2016* 2015* 2014* 2013 - 2007* 2006 & Older* 0-36 months 37-48 months 49-60 months 61-66 months 67-72 months 73-78 months 79-84 months *Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. To learn more about this special rate offer, visit hoosierhills.com/pedal.
**A $50 loan origination fee applies to Auto/Truck loans for $1,000 - $10,000. A $125 loan origination fee applies to these loans for more than $10,000. The fee is calculated into the APR provided in the payment examples.
Motorcycle
Term 2018 & Newer* 2017* 2016* 2015* 2014* 2013-2007* 2006 & Older* 36 months 48 months 60 months 66 months 72 months *Rate may vary based on credit score. Street bikes only. No ATVs or dirt bikes.
**A $50 loan origination fee applies to Motorcycle loans for $1,000 - $10,000. A $125 loan origination fee applies to these loans for more than $10,000. The fee is calculated into the APR provided in the payment examples.
Boat/RV
Term 2018 & Newer* 2017* 2016* 2015* 2014* 2013-2007* 2006 & Older* 0-36 months 37-48 months 49-60 months 61-66 months 67-72 months 73-84 months 85-120 months 121-144 months *Rate may vary based on credit score.
** A $50 loan origination fee applies to Boat/RV loans for $1,000 - $10,000. A $125 loan origination fee applies to these loans for more than $10,000. The fee is calculated into the APR provided in the payment examples.
ATV / Dirt Bikes / Tractor / Lawnmower / Misc
Term 2018 & Newer* 2017* 2016* 2015* 2014* 2013-2007* 2006 & Older* 0-36 months 37-48 months 49-60 months 61-72 months 73-84 months *Rate may vary based on credit score.
** A $50 loan origination fee applies to ATV/Dirt Bikes/Tractor/Lawnmower/Misc. loans for $1,000 - $10,000. A $125 loan origination fee applies to these loans for more than $10,000. The fee is calculated into the APR provided in the payment examples.
Consumer Loan Rates
Term APR (Annual Percentage Rate)* 12 months 24 months 36 months 48 months 60 months *Rate may vary based on credit score. The maximum APR that can be imposed is 21%.
Consumer Visa Credit Card
Rate/Fee Hoosier Hills Visa Platinum* National Average** Annual Percentage Rate (APR) 7.90% 16.14% Cash Advance Fee 0 5% Balance Transfer Fee 0 5% *7.9% APR is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards as of 4/15/2019. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.
**Source creditcards.com weekly rate report as of 4/15/20. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations.
Card Type APR (Annual Percentage Rate)* VISA Platinum 7.90% VISA Gold 12.90% VISA Classic 15.90% *Card rate may vary based on credit score. Rates subject to change.
Mortgage Loan Rates
Our team of experienced lenders are here to help you with all of the opportunities that come with home purchase. Whether you are buying your first one, looking to refinance or open a home equity line of credit, we’re here to help you with your options!
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Savings Rates
Savings Rates
Certificates
Term Minimum Deposit Dividend Rate APY 60 month $10,000 0.70 0.70 60 month $500 0.65 0.65 48 month $10,000 0.60 0.60 48 month $500 0.55 0.55 36 month $10,000 0.50 0.50 36 month $500 0.45 0.45 30 month $10,000 0.45 0.45 30 month $500 0.40 0.40 24 month $10,000 0.40 0.40 24 month $500 0.35 0.35 18 month $10,000 0.35 0.35 18 month $500 0.30 0.30 12 month $10,000 0.30 0.30 12 month $500 0.25 0.25 12 month Save to Win $25 0.25 0.25 6 month $10,000 0.25 0.25 6 month $500 0.15 0.15 3 month $10,000 0.15 0.15 3 month $500 0.10 0.10 *Call or come see us for a Jumbo Certificate rate quote.
*Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/.
*Penalties for early withdrawals may apply and fees may reduce earnings. Rate and terms are subject to change based on market conditions, borrower eligibility, collateral and other criteria.
Money Market
Dividend Rate APY $250,000 - Above 0.35 0.35 $100,000 - $249,999 0.30 0.30 $50,000 - $99,999 0.25 0.25 $25,000 - $49,999 0.20 0.20 $10,000 - $24,999 0.15 0.15 $2,500 - $9,999 0.10 0.10 $0 - $2,499 0 0 * Rates may change after the account is opened.
* Fees may reduce earnings on the account.
* No minimum balance is due to open an account.
* $2,500 minimum balance required to earn dividend
* A $2.00 monthly service fee applies if month end balance falls below $1000.
IRA Money Market
Dividend Rate APY* $250,000 - Above 0.35 0.35 $100,000 - $249,999 0.30 0.30 $50,000 - $99,999 0.25 0.25 $25,000 - $49,999 0.20 0.20 $10,000 - $24,999 0.15 0.15 $2,500 - $9,999 0.10 0.10 $0 - $2,499 0 0 *APR = Annual Percentage Rate. APY= Annual Percentage Yield.
HSA
Type APY Dividend Rates Health Savings Account 0.60 0.60 * Rates may change after the account is opened.
* $5 minimum balance required to open account.
* $0.01 minimum balance required to earn APY.
Savings
Type APY Dividend Rates Regular Savings 0.10 0.10 Christmas Club 0.10 0.10 Vacation Club 0.10 0.10 Other Club 0.10 0.10 *Fees may reduce earnings on the account.
*Rates may change after the account is opened.
*$5 minimum balance required to open account.
*$0.01 minimum balance required to earn APY.
Checking
Type Balance Dividend Rate APY* FREE Checking Average balance of less than $1,000 0.00 0.00 FREE Checking Average balance of $1,000 or more 0.05 0.05 *Rates may change after account is opened.
*$1,000 minimum balance required to earn APY. (APY = Annual Percentage Yield.)