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Hoosier Hills CU Mobile

Free - On the App Store

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Hoosier Hills CU Mobile

Free - On the App Store

Rates (All Rates)

  • Consumer Loan Rates

    Consumer Loan Rates

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    Auto/Truck

    Term2021 & Newer*2020*2019* 2018* 2017*2016 - 2010* 2009 & Older*
    36 months
    48 months
    60 months
    66 months
    72 months
    78 months
    84 months

    *Rates updated as of 8-1-24.

    *Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans.

    **A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.

    Motorcycle

    Term 2021 & Newer* 2020* 2019* 2018* 2017* 2016-2010* 2009 & Older*
    36 months
    48 months
    60 months
    66 months
    72 months

    *Rates updated as of 8-1-24.

    *Rate may vary based on credit score. Street bikes only. No ATVs or dirt bikes.

    **A $195 loan origination fee applies to Motorcycle loans. The fee is calculated into the APR provided in the payment examples.

    Boat/RV

    Term 2021 & Newer* 2020*2019* 2018*2017*2016-2010* 2009 & Older*
    36 months
    48 months
    60 months
    66 months
    72 months
    84 months
    120 months
    144 months

    *Rates updated as of 8-1-24.

    *Rate may vary based on credit score.

    ** A $195 loan origination fee applies to Boat/RV loans. The fee is calculated into the APR provided in the payment examples.

    ATV / Dirt Bikes / Tractor / Lawnmower / Misc 

    Term2021 & Newer* 2020*2019*2018* 2017* 2016-2010* 2009 & Older*
    36 months
    48 months
    60 months
    72 months
    84 months

    *Rates updated as of 8-1-24.

    *Rate may vary based on credit score.

    ** A $195 loan origination fee applies to ATV/Dirt Bikes/Tractor/Lawnmower/Misc. loans. The fee is calculated into the APR provided in the payment examples.

    Unsecured Loan Rates

    TermAPR (Annual Percentage Rate)*
    12 months
    24 months
    36 months
    48 months
    60 months

    *Rates updated as of 7-1-24.

    *Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

    Solar Loan Rates

    TermAPR (Annual Percentage Rate)*Minimum Loan Amount
    12 months
    24 months
    36 months $3,000
    48 months $5,000
    60 months $7,000
    72 months $12,000
    84 months $20,000
    96 months $25,000
    108 months $25,000
    120 months $25,000
    132 months $30,000
    144 months $30,000
    156 months $30,000
    168 months $30,000
    180 months $30,000

    *Rates updated 1-17-24.

    **Rate may vary based on credit score.

    ***A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

    Consumer Visa Credit Card

    Rate/FeeHoosier Hills Visa Platinum*National Average**
    Annual Percentage Rate (APR)9.90%20.56%
    Cash Advance Fee05%
    Balance Transfer Fee05%

    ​*9.9% APR is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards as of 8-26-24. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.

    **Creditcards.com weekly rate report as of 8-26-24 places the average credit card interest rate at 20.56%. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations.

    Card Type APR (Annual Percentage Rate)*
    VISA Platinum9.90%
    VISA Gold14.90%
    VISA Classic17.90%

    *Card rate may vary based on credit score. Rates subject to change. Rates updated on 8-26-24.

    Mortgage Loan Rates

    Our team of experienced lenders are here to help you with all of the opportunities that come with home purchase. Whether you are buying your first one, looking to refinance or open a home equity line of credit, we’re here to help you with your options!

    View Rates

  • Savings Rates

    Savings Rates

    Not yet a member? Open an account now!Already a Member? Open an account now!

    Certificates

    Term Minimum Deposit Dividend Rate APY
    60 month$10,0002.502.53
    60 month$5002.452.48
    48 month$10,0002.502.53
    48 month$5002.452.48
    36 month$10,0002.502.53
    36 month$5002.452.48
    30 month$10,0002.502.53
    30 month$5002.452.48
    24 month$10,0002.502.53
    24 month$5002.452.48
    18 month$10,0002.252.27
    18 month$5002.002.02
    12 month$10,000 2.002.02
    12 month$5001.951.97
    12 month Save to Win$251.951.97
    10 month special*$5,0003.934.00
    6 month$10,000 1.501.51
    6 month$5001.451.46
    5 month special**$5,0004.274.35
    3 month$10,0001.001.00
    3 month$5000.950.95

    Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/.

    Penalties for early withdrawals may apply and fees may reduce earnings. Rate and terms are subject to change based on market conditions, borrower eligibility, collateral and other criteria.

    *10 Month Certificate Special: APY=Annual Percentage Yield. Minimum balance of $5,000. Certificate will renew on maturity date for a 12-month term at then current rate. Early withdrawal penalties may apply. Not available for Public Funds. Federally insured by NCUA up to $250,000. Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI (Excess Share Insurance). Subject to cancellation at any time. Rates are effective as of 10/1/2024.

    **5 Month Certificate Special: APY=Annual Percentage Yield. Minimum balance of $5,000. Certificate will renew on maturity date for a 6-month term at then current rate. Early withdrawal penalties may apply. Not available for Public Funds. Federally insured by NCUA up to $250,000. Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI (Excess Share Insurance). Subject to cancellation at any time. Rates are effective as of 10/1/2024.

    Rates updated on 10-1-24.

    Money Market

    Dividend Rate APY
    $250,000 - Above 2.602.63
    $100,000 - $249,9992.102.12
    $50,000 - $99,9991.951.97
    $25,000 - $49,9991.501.51
    $10,000 - $24,9991.301.31
    $2,500 - $9,9991.101.11
    $0 - $2,49900

    * Rates may change after the account is opened.

    * Fees may reduce earnings on the account.

    * No minimum balance is due to open an account.

    * $2,500 minimum balance required to earn dividend

    * A $2.00 monthly service fee applies if month end balance falls below $1000.

    Rates effective as of 12-1-24

    IRA Money Market

    Dividend Rate APY*
    $250,000 - Above2.602.63
    $100,000 - $249,9992.102.12
    $50,000 - $99,9991.951.97
    $25,000 - $49,9991.501.51
    $10,000 - $24,9991.301.31
    $2,500 - $9,9991.101.11
    $0 - $2,49900

    *APR = Annual Percentage Rate. APY= Annual Percentage Yield.

    Rates effective as of 12-1-24

    HSA

    Type APY Dividend Rates
    Health Savings Account0.600.60

    * Rates may change after the account is opened.

    * $5 minimum balance required to open account.

    * $0.01 minimum balance required to earn APY.

    Rates effective as of 2-1-24

    Savings

    TypeAPYDividend Rates
    Regular Savings0.100.10
    Christmas Club0.100.10
    Vacation Club0.100.10
    Other Club0.100.10
    Goal-Based Savings0.000.00

    *Fees may reduce earnings on the account.

    *Rates may change after the account is opened.

    *$5 minimum balance required to open account.

    *$0.01 minimum balance required to earn APY.

    Rates effective as of 2-1-24

    Checking

    TypeBalanceDividend Rate APY*
    FREE CheckingAverage balance of less than $1,000 0.00 0.00
    FREE CheckingAverage balance of $1,000 or more0.050.05

    *Rates may change after account is opened.

    *$1,000 minimum balance required to earn APY. (APY = Annual Percentage Yield.)