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Hoosier Hills CU Mobile

Free - On the App Store

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cover-art

Hoosier Hills CU Mobile

Free - On the App Store

Rates (All Rates)

  • Consumer Loan Rates

    Consumer Loan Rates

     

    Auto

    Term2015 & Newer20142013 2012 20112010-2004 2003 & Older
    0-36 months
    37-48 months
    49-60 months
    61-66 months
    67-72 months
    73-78 months
    79-84 months

    Motorcycle

    Term 2015 & Newer 2014 2013 2012 2011 2010-2004 2003 & Older
    36 months
    48 months
    60 months
    66 months
    72 months

    Note: Street bikes only. No ATVs or dirt bikes.

    Boat/RV

    Term 2015 & Newer 20142013 201220112010-2004 2003 & Older
    0-36 months
    37-48 months
    49-60 months
    61-66 months
    67-72 months
    73-84 months
    85-120 months
    121-144 months

    ATV / Dirt Bikes / Tractor / Lawnmower / Misc 

    Term2015 & Newer 201420132012 2011 2010-2004 2003 & Older
    0-36 months
    37-48 months
    49-60 months
    61-72 months
    73-84 months

    Consumer Loan Rates

    Type APR
    Signature*
    Share Secured
    Certificate Secured
    Line of Credit

    * The maximum APR that can be imposed is 21%. Rate may vary based on credit score.

    Visa Credit Card

    Rate/FeeHoosier Hills CUNational Average**
    Visa Platinum Credit Card APR*7.90%16.15%
    Cash Back Fee0%16.40%
    Balance Transfer Fee0%15.38%

    ​*7.9% APR is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards as of 9/1/2018. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.

    **Source creditcards.com weekly rate report as of 9/1/18. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations.

    Card Type APR
    VISA Platinum7.9%
    VISA Gold12.9%
    VISA Classic15.9%
  • Savings Rates

    Savings Rates

    Certificates

    Term Amount Dividend Rate APY
    60 month$10,0002.352.35
    60 month$5002.252.25
    48 month$10,0002.202.20
    48 month$5002.102.10
    36 month$10,0002.152.15
    36 month$5002.052.05
    30 month$10,0001.751.75
    30 month$5001.651.65
    24 month$10,0001.701.70
    24 month$5001.601.60
    18 month$10,0001.251.25
    18 month$5001.151.15
    12 month$10,000 1.151.15
    12 month$5001.051.05
    12 month Save to Win$251.051.05
    6 month$10,000 0.850.85
    6 month$5000.750.75
    3 month$10,0000.400.40
    3 month$5000.300.30

    Call or come see us for Jumbo Certificate rates.
    Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at https://hoosierhills.com/accounts-cards/savings/save-to-win/

    Money Market

    Dividend Rate APY
    $250,000 - Above 1.35 1.36
    $100,000 - $249,9991.101.11
    $50,000 - $99,9990.950.95
    $25,000 - $49,9990.850.85
    $10,000 - $24,9990.550.55
    $2,500 - $9,9990.450.45
    $0 - $2,49900

    * Rates may change after the account is opened.

    * Fees may reduce earnings on the account.

    * No minimum balance is due to open an account.

    * $2,500 minimum balance required to earn dividend

    ** A $2.00 monthly service fee applies if month end balance falls below $1000.

    IRA Money Market

    Dividend Rate APY*
    $250,000 - Above1.351.36
    $100,000 - $249,9991.101.11
    $50,000 - $99,9990.950.95
    $25,000 - $49,9990.850.85
    $10,000 - $24,9990.550.55
    $2,500 - $9,9990.450.45
    $0 - $2,49900

    *APR = Annual Percentage Rate. APY= Annual Percentage Yield.

    HSA

    Type APY Dividend Rates
    Health Savings Account0.600.60

    * Rates may change after the account is opened.

    * $5 minimum balance required to open account.

    * $0.01 minimum balance required to earn APY.

    Savings

    TypeAPYDividend Rates
    Regular Savings0.100.10
    Christmas Club0.100.10
    Vacation Club0.100.10
    Other Club0.100.10

    *Fees may reduce earnings on the account.

    *Rates may change after the account is opened.

    *$5 minimum balance required to open account.

    *$0.01 minimum balance required to earn APY.

    Checking

    TypeBalanceDividend Rate APY
    FREE CheckingAverage balance of less than $1,000 0.00 0.00
    FREE CheckingAverage balance of $1,000 or more0.050.05

    *Rates may change after account is opened.

    *$1,000 minimum balance required to earn APY.