Loans Built to Get You into Your Home More Easily
Greater Option, or GO Loans, from Hoosier Hills Credit Union were built to get you into your next home purchase more easily. Now, high down payments and credit scores that aren’t yet where you might want them to be no longer stand in your way. Purchase, refinance or convert equity into available funds. GO Loans from HHCU give you options!
- As little as 3% down*
- No PMI (Private Mortgage Insurance)
- Wider range of credit scores qualify
- Full range of home values financed – from manufactured homes to Jumbo Mortgage
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Home Equity Loan
As the value in your home increases over time, you build equity. You can use this equity to secure a loan at a lower rate than that of a personal loan.
Home Equity Line of Credit (HELOC)
Unlock a low-rate Home Equity Line of Credit with the value in your home. Use just what you need, when you need it.
Let us keep an eye on interest rates so you don’t have to! We’ll email you periodically, or when rates reach your goal.
Would you like to understand more about home ownership? Make the most of your opportunities with our Financial Learning Center.
*Example based on a 30-year term, a credit score of 650, a purchase price of $150,000, and an APR of 7.089% as of 8/15/2022. Estimated payment schedule for $145,500 would be 359 payments of $968.02 and 1 payment of $966.24. Payments shown do not include taxes and insurance, so actual payments will be higher with those amounts added. Rates may be higher depending on credit factors. Subject to credit approval. Rates subject to change.