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Hoosier Hills CU Mobile

Free - On the App Store

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Hoosier Hills CU Mobile

Free - On the App Store

Fees

Schedule of Fees

As your Credit Union partner, we try to limit fees whenever we can, but some are necessary. Although not every financial institution lists their fees, all do have a fee schedule. Because we value transparency, we want to make sure you understand the situations in which fees can be charged.

Fee TypeFee
Account Research$25 per hour, $25 minimum
ATM Transaction Fee on ATMs not owned by HHCU, and not in the Alliance One ATM Network$2.50 per transaction
Auto/Vehicle Loan Origination Loans $1,000-$10,000 booked at source other than dealership $50 (one-time fee)
Auto/Vehicle Loan Origination Loans greater than $10,000 booked at source other than dealership$125 (one-time fee)
Booked at dealership (any loan amount)$125 (one-time fee)
Auto/Vehicle Loan ProtectionDebt Protection: Price varies depending on protection amount; Guaranteed Asset Protection (GAP): $395 one-time optional fee; Mechanical Repair Coverage (MRC): Price varies depending on protection amount
Cashier's Check Purchase$3 each
Money Order Purchase$2 each
Check Cashing for members with less than $300 in combined loans and deposits with HHCU, waived if age 25 or under$3 each
Check/Money Order Copy$3 each
ChecksPrice varies depending on check order; 40 Counter Checks free
Counter Check Purchase$0.50 each
Court Order Processing$25 per hour, $25 minimum
Early Account Closure (within 3 months of opening)$5
Escheatment Processing$25
Foreign Item Collection$15
Gift Card Purchase$3 (non-member, $6)
ID Protect (Identity Theft Protection Coverage)$4.95 per month
Inactive Account - No activity for 6 months and less than $300 in combined loans and deposits with HHCU$5/month
Inactive Account Below MinimumIf below required $5 share, account is charged fee to bring balance to zero
Late Loan Payment (after 15-Day Grace Period)$17 each
Late Credit Card Payment (after 10-day Grace Period)Lesser of amount of minimum payment due or $15
Late Line of Credit Payment (after 15-Day Grace Period)$10
Late Mortgage Payment - 1st Mortgage (after 15-Day Grace Period)5% of Principal & Interest
Late Mortgage Payment - 2nd Mortgage (after 15-Day Grace Period)5% of Principal & Interest ($10 maximum)
Money Market Average Daily Balance Below $1000$2/month
Mortgage Origination: 1st Mortgage/Land$749
Mortgage Origination - Construction $1,000
Overdraft/Non-Sufficient Funds (NSF)$33 per presentment
Overnight/Rush Processing for Credit & Debit Cards$30
Paid Overdraft $33 per presentment
Negative Overdraft Balance after 30 consecutive days$33
Safe Deposit Boxes$12 - $70/year (available in Bedford and Jasper; see Member Service for details)
Safe Deposit Box Replacement Keys/Lock$20-$100 (see Member Service for details)
Statement Duplicate Copy$5 each; $30/year maximum
Stop Payment (waived if check is lost, stolen or involves fraud)$33 each; $40 for series of checks
Domestic Wire Transfer - Incoming in US$10
Domestic Wire Transfer -Outgoing in US $25
Foreign Wire Transfer: incoming from outside US or outgoing outside of US$50
Additional Business Service Charges & FeesFee Type
Automatic Overdraft Transfer Fee$2 per transfer
Check Imaging - Paper Copy or CD$7.50 per month
Excessive TransferOverdraft Protection Fee for Commercial Savings, Commercial Money Market, Public Funds Money Market: $2 each (First 6 free each month)
Foreign Item Collection$15
Money Market Month-End Below $2,500$6 per month
Returned Deposited Item$8 each
Free Additional Products and Services
ATM / Debit /Visa Card Replacement
Automated Overdraft Transfers for Savings to Checking (6 free from Money Market)
Checking Relationship
Notary Service
No Origination Fees on Consumer Loans
No Visa Over Limit Fee
Visa Card for Third Person
Online Bill Pay
Visa Emergency Increase