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Fraudulent Text Message Alert

Please be aware that fraudulent text messages are being sent by an unknown entity portraying themselves as HHCU. This scam seeks to verify a charge, and prompts the recipient to click a link to decline or cancel. Upon clicking the link, recipients are asked for their confidential login credentials.

To report this scam, verify the legitimacy of a text message alert, or if you have provided your confidential card or banking credentials to a fraudulent entity, please contact our Hoosier Hills Contact Center experts at 800.865.2612 or 812.279.6644, email us at info@hoosierhills.com, or notify your local Service Center.

Boat/RV

Smooth Sailing and Happy Trails with HHCU Rates

 

Boat and RV Financing Through the HHCU Adventure Loan

Finance an eligible boat, camper or RV with the HHCU Adventure Loan. Explore current Adventure Loan rates below, then choose the application path that matches your HHCU membership status.

 

Estimate Your Adventure Loan

Use current Adventure Loan rates to estimate a monthly payment or explore how much you may be able to finance.

Estimated monthly payment $0.00

View Adventure Loan rates and terms

Loan terms are available up to 144 months. The calculator currently includes 36-, 60- and 84-month terms. Contact HHCU to discuss additional available terms.

Rates and available terms may vary based on creditworthiness, loan amount, collateral and other qualifications. A $195 loan origination fee applies. An additional $14 UCC filing fee applies to eligible collateral without a title. Proof of insurance may be required.

Rates updated as of 11/3/2026. Estimates are for planning purposes and do not represent a loan offer.

 

Rates

Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment)
Term2026–2025 APR2024–2021 APR2020–2017 APR2016–1999 APR
36 months 7.82% 8.14% 9.30% 10.22%
60 months 7.48% 8.51% 9.46% 9.88%
84 months 8.12% 8.67% 10.81% 11.32%

*Rates updated as of 11/3/2026.

*Loan terms are available up to 144 months.

*Rates and available terms may vary based on creditworthiness, loan amount, collateral and other qualifications. A $195 loan origination fee applies. An additional $14 UCC filing fee applies to eligible collateral without a title. Proof of insurance may be required.

 

Apply Online

Choose the right application path

Choose an application to apply with a new membership or under your existing membership.

Already an HHCU Member? You may still need to choose New Membership.

Select New Membership if you’re:

  • A joint owner on an account and want to open your own individual account.
  • An individual account owner and want to open a joint account.

Apply with a new membership

Use this application to apply for a Boat or RV Loan and become an HHCU Member, or to establish a separate membership.

Apply with a New Membership

Apply under your existing membership

Use this application to apply for a Boat or RV Loan under your existing HHCU membership.

Apply under Existing Membership