Borrow as You Need with a Rate Secured by Your Home
Using the value of your home as security, get the cash you need at a better rate than what you would get with a personal loan. Home Equity Lines of Credit, or HELOCs, allow you to borrow only when needs arise and at a rate lower than that of a credit card or unsecured loan.
You can use a HELOC to reduce your overall payments on higher interest debt, pay unexpected bills, or improve your home.
- No annual fee
- No closing costs
- Competitive rates
- Local servicing. Have a question? Ask us anytime!
Apply in Minutes
Your access to a new line of credit is just a few, easy steps awayApply Now
Fixed Rate Home Equity Loans
As the value in your home increases over time, you build equity. You can use this equity to secure a loan at a lower rate than that of a personal loan.
Greater Option (GO) Loans
Get into your home with a down payment as low as 3% and no PMI.
Let us keep an eye on interest rates so you don’t have to! We’ll email you periodically, or when rates reach your goal.
Would you like to understand more about home ownership? Make the most of your opportunities with our Financial Learning Center.
*Minimum variable HELOC rate is currently 7.750% APR. Maximum HELOC rate is 18% APR. APR = Annual Percentage Rate. Quoted rates are the lowest available rates and are accurate as of 3/1/2023. Rates and terms are subject to change based on market conditions, borrower eligibility, credit history, lien position, property type, and other criteria.