A Mortgage That Rewards Your Direct Deposit
Your mortgage rate savings are within reach! When you bring your direct deposit to HHCU, we’ll reward you with a 0.25% discount off your standard mortgage rate. That’s real savings that add up — just for making deposits.
This offer is open to both new and existing Members, and applies to both purchase and refinance loans. Set up direct deposit prior to closing to qualify. It’s one simple step that can make a big difference in your monthly payment — and your long-term financial wellness.
- 0.25% rate discount on 1st Mortgage loans
- Available for purchases and refinances
- Applies to both Members and non-Members
- Just set up direct deposit before closing
This Summer, Let Your Money Work Harder for You
Set up your direct deposit with HHCU and take advantage of a smarter way to save on your next mortgage. Start your application today — this offer ends August 31!
Get Started Now
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Greater Option (GO) Loans
Get into your home with a down payment as low as 3% and no PMI.
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Home Equity Loan
As the value in your home increases over time, you build equity. You can use this equity to secure a loan at a lower rate than that of a personal loan.
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Watching Rates?
Let us keep an eye on interest rates so you don’t have to! We’ll email you periodically, or when rates reach your goal.
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Learn More
Would you like to understand more about home ownership? Make the most of your opportunities with our Financial Learning Center.
Disclosures
The 1st Mortgage Summer Special offers a 0.25% (25-basis point) rate discount off standard 1st Mortgage pricing. To qualify, borrowers must set up a new direct deposit with HHCU prior to closing. Offer valid for both purchase and refinance transactions. Excludes Purchase Plus loans. Promotion valid May 23, 2025 through August 31, 2025. Subject to change or cancellation at any time. Membership eligibility and qualification standards apply. Subject to credit approval and underwriting conditions. Visit Hoosier Hills Credit Union or your local Service Center for complete details. HHCU is an Equal Housing Lender, federally insured by the NCUA. NMLS ID #408510.