We post items in the following order: ATM and debit card transactions (in order received), electronic credits, electronic debits (in order received), Hoosier Hills Credit Union share draft files, and share draft posting (low to high by dollar amount); however exceptions will occur. Your items may or may not be paid depending on funds availability (due to check holds or pending debit card transactions). The order in which transactions are received and posted may impact the total amount of Overdraft Fees or Return Item Fees assessed.