Home Loan
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We have many Mortgage Loan Offices across our servicing marketing, you may choose one you wish to work with or the Service Center closest to you.
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Our Mortgage Department phone line is 800-865-2612 Ext 438
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Although this may vary depending on the individual loan, our goal is 30 days or less from the time we receive needed documentation from borrower.
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There are many items referred to as closing cost. At HHCU we charge a Mortgage Origination fee of $995.00, plus third part fees needed to complete your loan. For example, but not limited to, title work fee, appraisal fee, taxes, homeowner insurance. After completing application, you will be provided with a Loan Estimate with a breakdown of cost.
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HHCU Origination fee for a purchase or refinance is $995.00
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Yes, even if your loan was to be sold HHCU reminds all servicing.
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Yes, our purchase and refinance Mortgages are fixed rate/term.
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No HHCU does not charge to pay off early.
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HHCU has options available for no credit score.