Certificates

CardValet Update

Recent updates to the CardValet app will now require multi-factor authentication using a verified cell phone number and/or email address that matches the cell phone number and/or email address associated with your Member account at HHCU.

In order to enjoy uninterrupted use of the CardValet app, please reach out to our Contact Center by telephone at 800.865.2612 or by stopping into your local Service Center to verify or update the cell phone number and email address for your account.

Term	Minimum Deposit	Dividend Rate	APY
60 month	$10,000	2.50	2.53
60 month	$500	2.45	2.48
48 month	$10,000	2.50	2.53
48 month	$500	2.45	2.48
36 month	$10,000	2.50	2.53
36 month	$500	2.45	2.48
30 month	$10,000	2.50	2.53
30 month	$500	2.45	2.48
24 month	$10,000	2.50	2.53
24 month	$500	2.45	2.48
18 month	$10,000	2.25	2.27
18 month	$500	2.00	2.02
12 month	$10,000	2.00	2.02
12 month	$500	1.95	1.97
12 month Save to Win	$25	1.95	1.97
10 month special*	$5,000	3.93	4.00
6 month	$10,000	1.50	1.51
6 month	$500	1.45	1.46
5 month special**	$5,000	4.27	4.35
3 month	$10,000	1.00	1.00
3 month	$500	0.95	0.95

Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/.

Penalties for early withdrawals may apply and fees may reduce earnings. Rate and terms are subject to change based on market conditions, borrower eligibility, collateral and other criteria.

*10 Month Certificate Special: APY=Annual Percentage Yield. Minimum balance of $5,000. Certificate will renew on maturity date for a 12-month term at then current rate. Early withdrawal penalties may apply. Not available for Public Funds. Federally insured by NCUA up to $250,000. Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI (Excess Share Insurance). Subject to cancellation at any time. Rates are effective as of 10/1/2024.

**5 Month Certificate Special: APY=Annual Percentage Yield. Minimum balance of $5,000. Certificate will renew on maturity date for a 6-month term at then current rate. Early withdrawal penalties may apply. Not available for Public Funds. Federally insured by NCUA up to $250,000. Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI (Excess Share Insurance). Subject to cancellation at any time. Rates are effective as of 10/1/2024.

Rates updated on 10-1-24.

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Put Your Savings to Work for You

Earn more on your money.

Higher Growth Without the Risk

Certificate Rates

Money Market vs Certificates

Save to Win

Investments

IRAs

Disclosures

Certificate Disclosure:

Certificate Rates

Certificates

Put Your Savings to Work for You

Earn more on your money.

Higher Growth Without the Risk

Certificate Rates

Money Market vs Certificates

Save to Win

Investments

IRAs

Disclosures

Certificate Disclosure:

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