NCUA and Excess Share Insurance

Coverage That is Above and Beyond

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Give us a call. We can help you structure your accounts to maximize your coverage.

"Hoosier Hills has treated me well. They stand with me, and they’re honest and trustworthy. There are also a lot of options if I want to branch out and do more. I have been with Hoosier Hills Credit Union since it started back in the 1960's. Thank You, Hoosier Hills, for everything.”

Arlis Z. from Bedford, IN

Your Funds are Secure

Because you are a member of a federally insured credit union, your single-ownership accounts are protected up to $250,000 by the National Credit Union Administration (NCUA).

And because you are a member of Hoosier Hills Credit Union, you are entitled to an additional $250,000 coverage above and beyond the standard NCUA coverage.* This is called Excess Share Insurance (ESI) and is provided for your personal accounts by Hoosier Hills at no additional cost to you.

Your funds are insured up to $250,000 through NCUA
Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI
Both included in your membership at no cost to you!

Learn More about NCUA

Learn More about ESI

Share Insurance Estimator

Extra protection for more peace of mind

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Disclosures

*All deposit accounts at Hoosier Hills Credit Union are eligible for ESI coverage except for Business Accounts, Non-Profit Organization Accounts and Public Fund Accounts. These accounts still qualify for NCUA coverage.